When you're fit and healthy the last thing on your mind is how your family would cope if you were to die, or how you would cope if you were diagnosed with a critical illness.
Statistics about the risks can make for scary reading: each year 110,000 people in England will have a stroke (Source: National Audit Office 2005); 1 in 3 people will develop cancer (Source: National Statistics Online Dec 2007); and around 227,000 people each year will suffer a heart attack (Source: British Heart Foundation Statistics website 2007)
But planning for such events needn't be scary or stressful. With our help you can prepare for the unexpected and provide financially for yourself and your family. Even if you already have some protection, whether it's a life assurance policy or critical illness cover, we can help you review what you have. The cost of some types of protection has reduced in recent years, so you could find you may get a much better deal all round
Income protection provides you with a monthly income if you are unable to work because of illness or injury, giving you the peace of mind knowing that you can meet your financial commitments. It's available to both the employed and self-employed, and is especially important for people with heavy financial commitments and anyone who is not covered by a personal or company scheme.
This provides a lump sum if you die or are diagnosed with a critical illness, and gives you peace of mind knowing that you will receive the funds you need to provide for yourself and your family's future. Whether you're employed or self-employed, critical illness cover may be suitable for you, and is especially important for those not covered by a personal or company scheme, or who have a numer of financial obligations.
To find out more phone us on 0800 1216 574 or make an appointment with a financial adviser
For full Terms and conditions, please refer to our Guide to Personal Banking - 126KB PDF Document.