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Return to Loans HomeTypes Of Loan Available

Overdraft

Our Overdraft facility will assist you in financing your business' general working capital requirements. The facility is negotiated in advance and will be subject to detailed terms and conditions agreed with us (authorised overdraft). Your facility will usually be subject to a negotiation fee and subsequent renewal fees.

Any outstanding balance under your Overdraft facility within the authorised limit will be charged interest at the Bank's NI Base Rate plus a margin agreed with us and detailed within your facility letter on offer.

Term Loan

Term Loans can provide you with more structured longer term finance over an agreed term (normally up to 10 years) though the term will depend on the life span of the asset being financed. Flexible Repayment Options are also available allowing you monthly, quarterly, half yearly and annual repayment options.

Commercial Mortgages

A Commercial Mortgage is much like a Term Loan though will be secured against a property asset. It will also attract similar features and benefits as a Term Loan.

The term will be subject to negotiation normally up to a 15 year term.

Additional Banking Requirements

At times a business may need more specialist services to assist with their borrowing and cashflow requirements. Bank of Ireland can provide all of these services such as Invoice Finance and Asset Finance.

If you feel Bank of Ireland can provide the solution to your banking needs contact us and one of our local Business Representatives will contact you and assist you in your decision on the finance to suit you and your business.

 

 

To apply, or for more information, send us an email or contact your local business team


For full Terms and conditions, please refer to our Guide to Business Banking - 123KB PDF Document.


© Bank of Ireland 2008
 

Bank of Ireland - incorporated in Ireland with limited liability. Authorised by the Irish Financial Regulator and authorised and subject to limited regulation by the Financial Services Authority. Details about the extent of our authorisation and regulation by the Financial Services Authority are available from us on request. Registered No. C-1. Head Office, Lower Baggot Street, Dublin 2, Ireland. VAT Registration No. 168196135.