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We're all so busy coping with our everyday lives that we often put off planning for the future. But every now and then something prompts us to think what would happen if...?

The truth is that a little time spent now on careful financial planning, means you can relax in the knowledge that you've got things covered. At Bank of Ireland, advice from our experienced, well informed financial advisers can help save you money, secure your future and protect thos who rely on you.

Why you need advice

There's no right or wrong time to get advice, but most people choose to see a financial adviser because of something significant that's happened in their personal or business life. Things like:

• Work-related changes (a new job, becoming self-employed, retirement, new contract)
• Health concerns (long or short-term ilness, the illness or death of someone close)
• Leisure (renting, buying, downsizing, expanding)
• Financial changes (increased borrowing, windfalls or an inheritance)

Our expert advisers from Bank of Ireland Financial Services have access to products from every provider in the marketplace. This means that we can help you choose the best options to:

• Protect your business against the effects of death or illness
• Save money by reducing tax liabilities, including inheritance tax
• Grow your savings over the long term using a range of personally tailored investment plans

Bank of Ireland offers whole of market financial advice via Bank of Ireland Financial Services. Bank of Ireland Financial Services is the trading name of Bank of Ireland Trustee Co Ltd, authorised and regulated by the Financial Services Authority (FSA) in respect of Investment and Insurance mediation activity. The FSA does not regulate tax planning. Registered in ngland at 36 Queen Street, London EC4B 1BN. Registered No. 385057. For you security and to improve our service to you, we may record and monitor phone calls for training purposes.